What is Title Insurance?

Title Insurance protects your home and the land that it sits on against a number of things, most of which occurred in the past, before you ever thought about the home.

Your title insurance protects your property from the following possibilities:

• Clerical Error made at the courthouse when an earlier deed was recorded.
• Instrument signed by a minor.
• Improper legal description.
• Forged signatures.
• A married signer who represented himself as single.
• Title taken as a result of an improperly probated will.
• Confusion of title resulting from similar names.
• A deed signed by someone who claimed to own the property, but in fact did not.
• A deed signed by someone mentally incompetent.
• A deed signed by someone whose power of attorney had expired.
• Outright falsification of records.
• Problems associated with a will: Adoption or birth of a child after the date of a will, failure to probate a will, interpretation of a will.
• The appearance of a missing heir.